Billionaire Tool is an educational platform — not investment advice. See disclaimer and how we calculate.

Think Like A Billionaire. Plan Like A Pro.

Plain‑English tools to build your emergency fund, kill debt faster, plan goals, and reach retirement readiness — no jargon, no guesswork.

Trusted by investors and creators — designed for real life
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Zero‑to‑value in 60 seconds

No signup required. Move sliders, see results, and share a link to pick up later.

Plain‑English guidance

Every number explained. Built‑in guardrails and “what it means” in human words.

Save, share, compare

One‑click shareable links, print‑ready summaries, and consistent assumptions.

How it works

1) Pick a tool
Choose Emergency Fund, Debt, Retirement, Goals, or the Wizard feature.
2) Move sliders
See plain‑English results instantly with clear next steps.
3) Save & share
Copy a link or print your plan. Update anytime.

Powerful tools — ready now

Emergency Fund Planner

Find your target, see months to reach it, and share a plan.

Debt Payoff Optimizer

Avalanche vs Snowball with guardrails and payoff order.

Retirement / FIRE Readiness

Target corpus via SWR, required monthly SIP, sensitivity.

Goal Buckets

Home, wedding, college — inflate targets and plan monthly SIP.

Not sure where to start?

Answer a few questions — get a Safe / Balanced / Aggressive plan in minutes.

What users say

Made my money plan obvious in 10 minutes.

Aarav
Engineer

Loved the sliders and plain-English explainers.

Maya
Designer

Debt Optimizer saved me months of interest.

Rohan
Founder

Level up when you’re ready

Advanced tools, unlimited goals, and priority support on paid plans.