Billionaire Tool is an educational platform — not investment advice. See disclaimer and how we calculate.

All tools & calculators

Pick a tool to get instant, plain‑English results. Share a link, print a plan, and act with confidence.

Emergency Fund Planner

Find your target, see months to reach it, and share a plan.

Debt Payoff Optimizer

Avalanche vs Snowball with guardrails and payoff order.

Retirement / FIRE Readiness

Target corpus via SWR, required monthly SIP, and sensitivity.

Goal Buckets

Home, wedding, college — inflate targets and plan monthly SIP.

Make‑Me‑A‑Plan Wizard

Answer a few plain-English questions and get a Safe / Balanced / Aggressive plan with this-month action items.

Wealth Projection Calculator

Use our advanced Wealth Projection Calculator to visualize your financial future. Input your current financial details and investment strategy to see how your wealth could grow over time.

Inputs

Adjust amounts and assumptions.

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% increase to monthly contribution each year
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Why Our Tools Matter

At Billionaire Tool, we believe that access to professional-grade financial tools should not be limited to Wall Street elites. Our suite of calculators and analyzers brings institutional-level insights directly to you, empowering you to make informed decisions about your financial future.

Each tool is designed with the following principles in mind:

  • Accuracy: Powered by real-time data and proven financial models
  • Usability: Intuitive interfaces that make complex calculations simple
  • Actionability: Clear insights that you can immediately apply to your financial strategy
  • Privacy: Your financial data is encrypted and never stored without your permission

Whether you're just starting your wealth-building journey or looking to optimize an existing portfolio, our tools provide the edge you need to think and act like a billionaire.